In the Netherlands almost everyone who is employed accrues an old-age pension through their employer. This serves as a supplement to the state pension (in Dutch: AOW). The state pension and the pension from the employer should provide a sufficient income when the employee retires.
Pension accrual for your employees
The amount of your employees' pension depends to a large extent on the pension scheme you choose as an employer:
Additionally, the number of years that an employee has been in service also plays a role, as does their salary.