Division of special partner's pension
Under the standard rules, your former partner will usually remain entitled to the partner's pension. After a divorce, end of unmarried cohabitation or end of a registered partnership, this pension is called a special partner's pension. Your former partner will receive this when you pass away. Usually, you will also be entitled to the accrued partner's pension from your former partner's scheme.
A legal separation does not create a special partner's pension; the partner from whom you legally separate retains the right to the partner's pension.
What does Zwitserleven do?
We automatically apportion the special partner’s pension for your former partner. Normally, you do not have to take any action. We will do this after we have been notified of your divorce or termination of your registered partnership by your municipality. If you live abroad or were cohabiting unmarried in the Netherlands, you will have to notify us of your divorce or separation. This is because in these cases, we do not receive information through the municipality where you live.
Waiving the right to special partner's pension
Do you and your former partner want to waive the right to a special partner's pension? You usually record this agreement in the divorce covenant or another agreement. Send this document to us using the button below. Have you not agreed on the special partner's pension in the divorce covenant or another agreement? Then complete the 'Special partner's pension waiver form' together. And then send the waiver statement to us.
When to waive the right to special partner's pension
There are advantages and disadvantages if your former partner waives their right to a special partner’s pension. Whether this is right for you and your former partner depends on what is important to both of you and your personal situation. And the options you have in your pension scheme. Therefore, first check in MijnZwitserleven whether you have insured a partner's pension. The overview below lists some of the situations in which it may be sensible for your former partner to waive the right to a special partner's pension.
Need advice on your choices?
We are happy to help you make choices for your pension. These choices may have major financial implications. Our guidance covers only your pension scheme with Zwitserleven. Whether a choice is right for you obviously depends on your whole personal situation, now and in the future.
Perhaps you should consider contacting an adviser, who can give you an overview of all your financial affairs and help you to make the most suitable choices.