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Returns on lifecycles

Would you like to know more about the results of your investments? View the results per investment type and investor profile below.

HorizonBeleggen is one of our standard investment forms. We take care of your investments for you. That means you don't have to worry about it. DynamischBeleggen is the other standard investment form. Here, we take into account your pensionable income. We also invest for you with this investment form. Based on your age and years left until the retirement date is reached, we invest your pension capital in a mix of shares, real estate, company bonds and state bonds. Zwitserleven takes care of the individual mix of the investments. This is done based on what we call a 'lifecycle model'.

ProfielBeleggen (English: ProfileInvestment), allows you the ease of an automatic lifecycle with the possibility of aligning the investments more optimally on your personal investment profile. The investment profile will be determined based on a questionnaire, which will generate which lifecycle suits you best. ProfielBeleggen exists of five lifecycles, ranging from conservative to bold. 

More about the lifecycle model

The lifecycle model is designed in such a way that you maximize the chance for a good result of your investments at the same time as a continuous reduction of risks. The investment risk is reduced step by step, something that does not require any additional steps for you. At HorizonBeleggen and DynamischBeleggen, your retirement date shapes the horizon for the investments within your pension.

Update beleggingen

Tweede kwartaal 2025

Wat zijn de belangrijkste ontwikkelingen in het tweede kwartaal van 2025? Je krijgt in een paar minuten een mooi overzicht.

Athora Beleggingsupdate Q2 2025

Athora Beleggingsupdate Q2 2025

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Eerste kwartaal 2025

Wat zijn de belangrijkste ontwikkelingen in het eerste kwartaal van 2025? Jan Willem Hoitsma legt het je in een paar minuutjes uit.

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Vierde kwartaal 2024

Jan Folkert Kunst vertelt in deze Beleggingsupdate over de resultaten van 2024. En we hebben goed nieuws! Over de hele linie was 2024 een goed beleggingsjaar.

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Derde kwartaal 2024

Dit keer gaat de update wat dieper in op de marktontwikkelingen en het uitstekende beursjaar, waarin 2024 gestaag aan het uitgroeien is.

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Tweede kwartaal 2024

Om het bewustzijn van pensioenbeleggingen te vergroten heeft Zwitserleven een video gemaakt met toelichting over de kwartaalrendementen.

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Eerste kwartaal 2024

Om het bewustzijn van pensioenbeleggingen te vergroten heeft Zwitserleven een video gemaakt met toelichting over de kwartaalrendementen.

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Pay attention: Investing carries certain risks along with it. Results achieved in the past give no guarantee for the future. The results of investments of HorizonBeleggen, DynamischBeleggen and ProfielBeleggen on our website are used as an example. There can be no rights derived from them. The named returns are before deduction of costs. We call this gross fund performance. There can be a difference between the example returns as displayed on our website and your real returns. Your adviser can inform you further on this matter. More information can be found in the prospectus, the yearly report and the essential investors information. You can naturally also contact your employer, your adviser or the employee desk. 

Pay attention: Investing with your pension capital is always risky! Your pension is not guaranteed. This holds for all investment forms. 

Are you about to retire?

An important moment in your life! It is of course useful to start thinking about your pension. Not only important to decide how you are going to be filling your days, the financial side requires some preparation too. Zwitserleven tells you what to expect.