The paid-up variant has been retired!

The paid-up variant has disappeared under the new system. But is that in the interest of participants?

Readtime 5 minutes

An update on the Dutch Future of Pensions Act

We're pleased to give you an update on the latest developments concerning the new pension system.

Readtime 3 minutes

And now to work on the Future of Pensions Act!

The Future of Pensions Act has been passed by the Dutch House of Representatives. If the Dutch Senate also approves the bill (expected in January or February), it will take effect on 1 July 2023. All pension schemes must meet the new Pensions Act by 1 January 2027.

Readtime 4 minutes

The state pension increase is an unintended bonus for employers – or is it?

From 1 January 2023 the state pension will be raised by over 10%. In a number of cases, depending on regular salary increases and the distribution of salary levels among participants, this will lead to a reduction in pensionable earnings for the coming year – and, consequently, to lower pension accrual and lower absolute pension contributions. Is this an unintended bonus for employers or does it present opportunities? A column by Berry van Sonsbeek

Readtime 3 minutes

Key issues in the further development of life cycles: sustainability and illiquid investments.

Investments play an increasingly important role in the selection of a pension provider for DC schemes. Price is no longer the main decisive factor – employers have also become more critical of life cycle quality and sustainable investing, for example. Zwitserleven modified its life cycles in November to increase both expected pension proceeds and the sustainable impact of the life cycles. How? Sales director Ria Blok-Leenheer and product manager Catelijne Reissenweber are happy to explain.

Readtime 5 minutes

Group transfer of accrued benefits: an underappreciated option.

A kind of aversion seems to have arisen recently against group transfers of accrued benefits to a new pension provider. What are employers’ considerations when making this decision? And more importantly, what is best for participants?

Readtime 5 minutes

Zwitserleven named ‘Best Performing Network Partner’ by the Swiss Life Network.

Zwitserleven was recently named ‘Best Performing Network Partner’ at the Swiss Life Network’s annual conference in Cannes. Zwitserleven is the exclusive partner in the Netherlands of the Swiss Life Network, a global alliance founded in 1962 bringing together 90 leading local insurance companies from more than 80 countries. The network enables multinational pooling serving large clients with international operations.

Readtime 3 minutes

Improved lifecycles.

We invest the pension contributions in accordance with our sustainable investment policy. We thus contribute to a better world and strive to provide participants with the best possible pension, at a responsible degree of risk. We are adjusting the lifecycles in our HorizonBeleggen and ProfielBeleggen investment forms in November 2022. Our reasons for doing this and the implications for participants are explained here.

Readtime 6 minutes

New way to determine investor profile in MijnZwitserleven.

An investor profile gives participants insight into the investment risk they are able and willing to take. We believe it is important to properly guide participants in choosing the most appropriate profile. We have therefore further developed the method used to determine the investor profile.

Readtime 3 minutes