With the Zwitserleven Credits Fonds you can invest in sustainable and responsible bonds issued by companies or institutions.
The fund mainly invests in investment grade corporate bonds (in euros). The fund invests a minimum of 90% in bonds with a minimum average rating of BBB- and a maximum of 10% in bonds with a lower average rating. The weighted average rating of the portfolio is at least BBB+.
What does the fund invest in?
The investment objective of the fund is to achieve a financial return that is at least equal to the return of the benchmark. In addition, the fund pursues long-term sustainability objectives. You can read about these objectives in chapter 4 of the prospectus Zwitserleven Institutionele Beleggingsfondsen at the bottom of this page.
What is the investment objective?
The fund invests actively. The fund manager selects the loans based on expected market developments and tries to achieve a return that is better than the return of the benchmark. Of course, all investments meet the sustainability criteria. You can read about these criteria in chapters 4 and 11.1 of the prospectus Zwitserleven Institutionele Beleggingsfondsen.
How does the fund invest?
How sustainable and responsible does the fund invest?
With the Zwitserleven Credits Fonds, Zwitserleven has opted for a fund with a socially responsible investment policy. The fund promotes environmental and social characteristics, as referred to in Article 8 of the Sustainable Finance Disclosure Regulation (SFDR). You can read about these characteristics in detail in chapter 11.1 and in the appendix from page 109 of the prospectus Zwitserleven Institutionele Beleggingsfondsen at the bottom of this page. A summary of the sustainability information can be found in the Duurzaamheidsinformatie Zwitserleven Credits Fonds also at the bottom of this page. Information about the developments and results of the past year with regard to sustainability can be found in chapter 1.11 of the Annual Report Zwitserleven Institutionele Beleggingsfondsen.
The data below refers to September 2023.
- CO₂-uitstoot in tonnen
- Waterverbruik in liters (x1000)
What fund costs are charged?
Fund costs are charged and consist of:
- Ongoing Charges Figure, which is charged daily to the fund's price. The expected Ongoing Charges Figure of the Zwitserleven Credits Fonds is 0.04% per annum.
- Management fees that are settled with the investment value every month. Information about management fees can be found in your pension scheme rules.
- The fund charges a fee when investors are entering or exiting the fund, because it must buy or sell investments. Therefore the fund charges an entry fee or an exit fee on the net asset value of the fund. The entry fee is 0.25% and the exit fee is 0.125%.
Zwitserleven Credits Fonds is a sub fund of Zwitserleven Institutionele Beleggingsfondsen. The manager of Zwitserleven Credits Fonds is Cardano Asset Management N.V. (previously known as ACTIAM N.V.). Cardano Asset Management is in the process of updating its documentation and templates to reflect its new name. During this process ACTIAM may still appear in (online) documents. Zwitserleven Credits Fonds and Cardano Asset Management N.V. are registered with the Dutch Authority for the Financial Markets (AFM). For this sub fund, a prospectus and Key Information Document are available on zwitserleven.nl. The information shown on this web page may not be regarded as investment advice.