Do you want to invest responsibly in a fund which primarily invests in loans issued by companies or institutions? You can, with the Zwitserleven Credits Fonds. To limit the risks, high demands are placed on the credit rating of the debtors and the diversification of the portfolio.
What does this fund invest in?
Loans from companies, institutions and governments belonging to the ‘investment grade’ category according to Standard & Poor's, Moody's or Fitch.
The investment objective is to achieve a financial return that is at least equal to the return of the benchmark and pursues long-term sustainability objectives.
How does this fund invest?
The fund invests actively. This means that the fund manager tries to select the best loans in order to achieve the highest possible return.
How responsible are the fund investments?
Zwitserleven and its fund managers have chosen to implement a socially responsible investment policy. We only invest in companies which pass a sustainability test based on so-called environmental, social and governance (ESG) criteria.
The data below refers to August, 2021.
- CO₂-uitstoot in tonnen
- Waterverbruik in liters (x1000)
What are the fund costs?
The fund costs are charged monthly and consist of:
- Total Expense Ratio, which is offset in the investment fund. The expected Total Expense Ratio of the Zwitserleven Credits Fund is 0.04% per year.
- Management fees paid in the policy. Information about management fees is included in your pension scheme rules.
- The fund incurs costs for the subscription and withdrawal of investors. This is the case because the fund has to buy or sell investments. These costs are recharged via a positive or negative margin on the price. The spread is 0.20%.
Have a look at the frequently asked questions or contact us.
Zwitserleven Credits Fonds is a subfund of Zwitserleven Beleggingsfondsen. The manager of Zwitserleven Credits Fonds is ACTIAM. Zwitserleven Credits Fonds and ACTIAM are registered with the Netherlands Authority for the Financial Markets (AFM). For this subfund, a prospectus and Key Investor Information are available on zwitserleven.nl. The information shown on this web page may not be regarded as investment advice.