Why investing?
In your pension plan, money is put aside for when you retire. This accrued amount (or pension capital) can then be used to buy a pension with an insurer, such as Zwitserleven, when you retire. A relatively large amount of capital is needed to make sure you receive a sufficient pension. To reach this amount of capital you will most likely have to invest since relying on interest alone won’t give you enough return. Investing is therefore necessary for a good pension.
Investing at Zwitserleven
Zwitserleven ensures adequate accrual of pension capital. We have the following options available at the Zwitserleven Pensioen:
- Smart Standard
- Smart Investing
- Pension Stabiliser
- Self Investing
Within the investment options Smart Standard and Smart Investing, pension is accrued through investments in three funds: Rendement Fund, Matching Lang fund and Matching Kort fund.
With the Pension Stabiliser option, the pension capital is accrued through the Matching Lang fund and Matching Kort fund.
Self Investing (opting out) offers freedom of choice in terms of investment mix and investment funds in which the pension capital is accrued and invested.